See exactly how it works.
This is the real flow, end to end. Connect your bank, pay your team. It's as short as it looks.
Watch the full product demo webinarFrom processed to paid, without the detour.
Embedded Payments replaces the export-and-upload trip between BrightPay and your bank with a single approval in your own banking app.
Find out if Embedded Payments works for your setup.
Three quick questions to find out if Embedded Payments is the right fit for you.
Concerned about security? Here's everything you need to know.
Open banking is the same technology you already use on your banking app every day. Embedded Payments brings that same standard to your payroll — regulated, secure, and entirely in your control.
FCA-authorised & regulated
Powered by Crezco, an FCA-authorised Payment Initiation Service Provider (PISP). The same regulatory framework that governs UK banks.
Crezco never holds your funds
Payments go directly from your bank account to your employees. Crezco initiates the transfer as an FCA-authorised PISP — your money never passes through their accounts.
You approve every payment
Nothing moves without your authorisation. Every pay run requires your approval through your own banking app — exactly as you would expect.
Your first 2 payroll runs, completely free.
Join the Early Adopter Programme and your first 2 payroll runs are completely free. After that it's £0.60 per employee paid, with no files to export. No card needed to start — you only pay once your free runs are used.
Straight from your bank
Pay directly from your existing business account. Nothing new to open or set up.
You stay in control
Approve every payment in your own banking app. Powered by Crezco, an FCA-regulated open banking provider.
Already enrolled? Head straight to BrightPay →
Resources, support and feedback — all in one place.
Tap a card to open the section you need.
How to register your bank account and get set up
Step by step: navigate to 'Pay by Bank' in BrightPay, review and agree to terms, select your bank, then authorise the one-time connection through your banking app or QR code.
Read guide →How to create a Pay by Bank payment run
Select your account and payment date, review your payees and bank details, schedule the payment, then authorise via QR code or your banking app.
Read guide →Bank Limits and Bulk Payment Support
Which banks support bulk payments, how many transactions and what value limits apply per bank, and what to do if a payment fails or is only partially processed.
Read guide →BACS, Bank Transfers and Open Banking: How UK SMEs Pay Employees
Still exporting a Bacs file every payday? Here's how the four main payroll payment methods compare — and why most SMEs are switching.
Read article →Tell us how Embedded Payments is going.
You're one of BrightPay's first customers to use it, so what you tell us directly shapes how we improve it. We want to know what's working, what isn't, and whether it's making payroll day a little bit easier.
Open the feedback survey → Got a product idea? Suggest a feature or improvement. Share it →- How easy was it to set up and run your first payment?
- What would make Embedded Payments more useful?
- How likely are you to recommend it?
Your first two payroll runs, on us.
No commitment, no card needed. If Embedded Payments saves you time, you'll know after your first run.
Get early access → £0.60 per employee paid after your two free runs.